Best Business Credit Card?

[Zach]

I'm using the Bank of America Business Travel Rewards card at the moment. I do a lot of media spend -- and through this card I basically stay at all kinds of hotels for free based on the spend that is running through it.

Spending points instead of dollars on travel is great and I love the perk, but I'm not sure if I'm using the best option.

Is there a clear winner for guys in our biz especially if you have advertising expenses that reach like $50k+ per month?

 

[eliquid]

If you are talking new and signup bonus, you can shop around and get great bonus from Chase on Ink and Sapphire cards. Same with American Express and a few others.

If you mean, after sign up bonus.. I will tell you this, I have just about every rewards card and I keep going back to Capital One Venture.

2x point on ANYTHING I buy. Most others will give you 3 or 4, but in select certain categories and it will change every month or every year.

But Barclays and Venture is 2x on anything, no matter what.

I tend to stick to Venture because I can earn points and then book flights/hotels/cars with the points. On the Barclays Arrival you have to buy the hotel/flight first and then use the rewards to reimburse yourself. You still get it for free, but I like just using the miles upfront.

It largely depends on what you are looking for and what airlines or hotels you prefer ( if any ).

I will tell you the the Chase system ( Ink and Sapphire ) is the most flexible to use and Starwoods ( Amex ) are some of the most valued. At the end of the day though, I dont always get 2x on Chase or Amex ( depends on purchase ) so I rather use my Venture or Barclays, get the 2x points, and then book whatever I want ( can still book elite hotels and fly any program ) through the reimbursement on Barclays or book via Venture on their website.

The Barclays will also get me miles when I cash out my miles too. Nice perk.

For me, its down to ( everyday use ) the Capitol One Venture or Barclays Arrival. You might want something different or want signup bonus instead.

Lots to think about really, but figure out what you want the most.

 

[eliquid]

You'll want to keep up on this too.

I use to favor Chase a lot. Back in the day I was getting like 4x for every $1 on advertising. Online advertising counted for this and I basically max'd out at a million points in my Chase account. I promptly went and opened 4 new Chase accounts and proceeded to max those out too at 1MM points each.

Chase ended that though and I got a letter saying I could no longer "abuse" their system right when they let go that 4x points benefit.

I had fun spending that 5MM points though ( i got a lot of gift cards myself then ). If you have a little time each quarter, I'd check other offers and see what's new in the rewards game. Sometimes you can find a nice gem and really get a ton of points quickly.